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Current Rates

Click to see our current interest rates.





APY = Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Interest rates and APY may change after accounts are opened. Fees and/or withdrawals will reduce earnings.  Rates are subject to change. rates current as of 9/23/2026

Account Type Deposit threshold Interest Rate APY*
WCB Interest Checking tier 1  $0-$25,000 .20% .20%
WCB Interest Checking tier 2 $25,000-$50,000 .30% .30%
WCB Interest Checking tier 3  $50,000 and above .40% .40%
Business Interest Checking tier 1 $0-$25,000 .20% .20%
Business Interest Checking tier 2 $25,000-$50,000 .30% .30%
Business Interest Checking tier 3 $50,000 and above .40% .40%
Reward Checking tier 1* $.01- $25,000 2.99% 3.03%
Reward Checking tier 2* $25,000 and above  .75%
0.81%
Money Market Account Tier 1
 $.01- $25,000 1.15% 1.06%
Money Market Account Tier 2 $25,000 to $50,000 1.25% 1.16%
Money Market Account Tier 3 $50,000 to 100,000 1.35% 1.26%
Money Market Account Tier 4 $100,000 to 250,000 1.45% 1.36%
Money Market Account Tier 5 $250,000 and Over 1.55% 1.46%
Please see specific accounts for individual details. 

*Account terms must be met, if not APY of 0.1% see account for details

Account Type Deposit thresholds Interest Rate APY*
Savings tier 1  $0-$25,000 .40% .40%
Savings tier 2 $25,000-$50,000 .50% .50%
Savings tier 3 $50,000 and above .60% .60%
Health Savings Account
1.05% 1.06%


Account Type Interest Rate APY*
Less than 90 days 1.85% 1.87%
3 months 3.05% 3.09%
6 months 3.35% 3.38%
1 Year 3.45% 3.45%
2 Year 3.50% 3.50%
3 Year 3.55% 3.55%
4 Year 3.60% 3.60%
5 Year 3.65% 3.65%
penalties may apply for early withdraw  

Account Type Interest Rate APY*
Less than 90 days 1.95% 1.97%
3 months 3.15% 3.19%
6 months 3.45% 3.48%
1 Year 3.55% 3.55%
2 Year 3.60% 3.60%
3 Year 3.65% 3.65%
4 Year 3.70% 3.70%
5 Year 3.75% 3.75%
penalties may apply for early withdraw  

Account Type Interest Rate APY*
Less than 90 days 2.05% 2.07%
3 months 3.25% 3.29%
6 months 3.55% 3.58%
1 Year 3.65% 3.65%
2 Year 3.70% 3.70%
3 Year 3.75% 3.75%
4 Year 3.80% 3.80%
5 Year 3.85% 3.85%



penalties may apply for early withdraw  





Rates are subject to change on a daily basis.
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